Category: Car
If you have the choice of a Company Car or Company Car Allowance, you should check out how much Company Car Tax (or Benefit In Kind Tax as it is also known) that you would pay if you accept a company vehicle, and then decide whether to go for the Company Car or cash. You could be better off taking the car allowance and leasing a car yourself, even though the allowance is taxable.
The Cash for Car scheme has become increasingly popular with both employers and employees in recent years. Employers save time and money in not having to source, maintain and administer a fleet, although they must always be aware of their Duty of Care and Health & Safety responsibilities. And as an employee, you have more freedom to choose the car you drive, and you could even be better off if you dont spend all of the company car allowance you receive. However, some employers do stipulate the type and age of vehicle that is acceptable, according to the job you are doing.
If you choose to accept a Company Car Allowance, its worth considering Car Leasing vs Buying. Car Leasing (also known as Contract Hire) is simply the hiring of a vehicle for an agreed period of time for a fixed monthly rental. Unlike Short Term Rental or daily rental, a car lease is usually for 2-5 years, after which you can simply hand the car back with no further commitment or, in some case, you may be able to purchase the vehicle if you wish. Car Leasing is a convenient, cost-effective and hassle-free way of financing a new vehicle, and there are many benefits of leasing a car. It enables easy budgeting of your motoring costs, and the fixed monthly payments can even include servicing and maintenance. Also, theres no need to worry about depreciation or disposing of the vehicle at the end of the contract.
Dont forget that if you choose the company car instead of the company car allowance, all your motoring costs (except private fuel) will be taken care of by your employer including insurance, road tax, servicing and repairs. If you choose the company car allowance, you will have to pay for these things yourself.
If you choose a company car allowance and lease a vehicle which you use in the course of your job, youre entitled to claim from your employer a mileage allowance for each business mile travelled. H.M. Revenue & Customs approves certain mileage rates that employees can claim for business travel, and the current rate is 40p per mile. Check the HMRC website for the latest information.
Part way between the company car and a company car allowance is something called Employee Car Ownership. This is where your employer gives you a car allowance, but the company organizes the finance deal and takes care of insurance and running costs. This may also be worth considering if your employer offers such a scheme.
If you are having a baby, you know you need a car safety seat for the child. If you have begun your research, you may know a bit about weight limits and rear-facing versus front-facing. You have probably decided on a basic type for your infant and may even have a preferred brand. Chances are, you also already have a car with a specific type of seat belt and have recently discovered that not every brand of car seat works well with every model of car. You need to find a car seat that fits into your vehicle properly.
There are many models of seats out there, and you cannot try them all before settling on one. Fortunately, you can use a shortcut by visiting the Car Seat Data web site. There is a compatibility search mechanism on the site that will allow you to check your favorite brands of car seats with your make of automobile to find out which are the best models to use.
For example, choosing the Baby Trend brand car seat and a Chevy will tell you that the 2001 Impala has a great fit with belts with the rear-facing LatchLoc type, and that the 2003 Tracker also has a great fit with the LatchLoc. There are two entries for the Baby Trend LatchLoc rear-facing seat and the 2001 Ford Escape. One comment was, Center. Great fit. Used shelf liner and rolled towel for angle. The other comment said, Outboard. Great fit. Used shelf liner on leather seats. There are also two, Outboard. Great fit, comments for the Ford Focus (2002 and 2003) and the rear-facing LatchLoc. For the 1996 Ford F-150, the comment is, Rear center. Great fit.
Judging by the homogeneous nature of the comments, there is probably a questionnaire that people fill out to tell others their experience.
The best way to conduct a search is to enter your car’s make, model and year and then see what experiences other drivers of your type car have had. For instance, there were no results for the Baby Trend seat brand and the Volkswagen Jetta. If you are a Jetta driver, rather than go out and buy an entirely different model of auto just to use a Baby Trend, which isn’t an option for many people, it is better to choose based on the experiences of other Jetta drivers. There are many entries for the 2003 Jetta, some with copious notes and tips for using particular safety seats.
Jetta drivers seem to like Graco car seats, for example. Interestingly enough, one Jetta driver did actually trade in their car for a larger one so that the SafeSeat, apparently a large car seat, would fit better.
Finding the right baby seat for your car is not as overwhelming as it seems, once you start narrowing down the information that you need for a proper choice. Since you are purchasing a car safety seat to keep your little one safe, you should purchase one that will actually work optimally with your car for the best security possible.
Americas Official Car Donation Center has been in business since 1992. The center accepts cars, trucks, motorcycles, boats, trailers and RVs that will help to support thousands of local and nationwide charities. This often allows for new research funding and outreach because of your donation.
Over 1 million donated vehicles have supported hundreds of non-profit charities through the work of Americas Official Car Donation Center. The center is also equipped to receive trailers, boats, trucks, RVs, and some other recreational vehicles like snowmobiles and jet skis. They accept most vehicles even if they are not running, so your “junk car” is welcome here.
The donation process is pretty easy. There is an online form or you can call to request a form. Local and national charities that include the American Red Cross, United Way, Humane Society, SPCA, Boy Scouts of America, the USO and many more. Check out the list by state, cause or national chapter on their website.
Towing companies that are associated with Donation Charities Center are professionally licensed, bonded and insured. Americas Official Car Donation Center is able to pick up in every US state except for Alaska. Usually the towing company will be notified by the center and call you and come up with an agreed upon time to pick up the vehicle.
The title and keys will be picked up when the towing company comes to pick up the vehicle. Do not forget to sign over the title to the Center, cancel your registration and insurance. It is very important for you to sign the back of the title and then give it to the organization or charity that you are donating the car to. Also, don’t cancel your auto liability insurance until youve cancelled your car’s registration. You should cancel your car’s registration so you are not responsible for anything that happens with the car after you’ve donated it, like getting a speeding ticket.
IRS and Tax Deduction: A Donors Guide to Car Donation
The IRS allows a tax deduction of the value of your vehicle up to $500 or if the vehicle is sold at auction for more than $500. Donation Charities Center will mail the IRS tax form 1098-C with the value. To find out what your car is worth visit Kelly Blue Book website.
Most cars will be sold at auction. The cars are sold then the center will forward a portion of the proceeds to the charity of your choice. When donating to this particular charity, you may want to check out the regulations. The regulations would be different than an outright donation. You can find the information you need in A Donors Guide to Car Donations. You should read the guidelines and ask questions. Checking with a certified tax planner is an excellent idea, too.
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The Mazda 6 DPF (Diesel Particulate Filter) is designed to trap soot also known as particulate matter from escaping the exhaust system into the atmosphere. It’s a great idea and works extremely well by reducing soot particles by up to 90%. In fact, it works a bit too well, so well that eventually it will block up and cause endless problems for the owner of the vehicle and until now, the only option was to replace the DPF with a new one which again will be waiting to get blocked again.
There is a process known as regeneration which your vehicle should do without your input, automatically every 200-300 or so miles which basically increases the temperature of the exhaust gasses to help burn off any soot trapped in the Diesel Particulate Filter box to unblock it so it can continue to work, however, this is not very effective and they continue to get blocked up to a point where even a forced regeneration is not possible.
Once the DPF has failed and a regeneration is not possible, your local dealer/garage will advise you buy unit. A new one will cost you in excess of 2000+ with parts, labour & vat. Buying a used / 2nd hand DPF is never advised as it will come partially blocked already and waiting to fail again. In fact, even with a new unit on your car it will not bring you complete piece of mind because the design of the Diesel Particulate Filter has not changed one bit, so you will be waiting for it to fail again.
If you drive with the DPF blocked, your vehicle will fall into LIMP mode (also known as LIMP HOME mode) and the Engine ECU will restrict the engines performance to 3000rpm to safeguard the engine and other mechanical components. With a blocked DPF, you will experience excess backpressure which could eventually weaken and blow the seals of your turbocharger and internal engine seals which will cause problems such as oil leaks and loss of power. So it’s best to get the problem fixed now rather than later.
Until now, that was your only option but recently we (Sinspeed Ltd) announced that we have finally come up with a solution, a breakthrough in the Mazda 6 DPF nightmare. We have been for many years, removing the DPF (Diesel Particulate Filters) from other vehicles such as Vauxhalls, Audi’s, VW’s, Seats, Skoda’s, Kia’s & Jaguar’s etc but until now no company in the world could remove the DPF from a Mazda 6 successfully without it falling into Limp Mode and having the speedo light up like a christmas tree with errors.
Sinspeed is the first & currently the only company in the whole of Europe and possibly the world, to be able to successfully remove the DPF from the Mazda 6 with zero errors. That’s right, even if you’re vehicle is already in LIMP mode (restricting the engine performance to 3000rpm) then Sinspeed can still help. We remove the DPF and reset the PCM/ECU module to bring it out of LIMP mode and turn off all error lights.
Once the vehicle has left our workshop, you will never experience a DPF error warning light come back on and never experience any problems with it ever again. For more information, call us on 0871 2887 666 today.